chfc.theamericancollege.eduChartered Financial Consultant® (ChFC®) | The American College

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ChFC ® covers a must-have list of requirements for financial advisors, from knowledge on tax and retirement planning to special needs advising, wealth management, insurance, and more. If you are looking for financial classes online that will give you a stronger baseline understanding of what it takes to be successful as a financial consultant, ChFC ® certifications for financial advisors can help open doors and expand your business while putting you in a position to branch out and take your chartered financial practice to the next level. Why You Should Consider the C h FC ® Designed for immediate, real-world application, the financial planning strategies taught in the eight-course ChFC ® designation program prepare you as a financial consultant to advise a full range of potential clients on a diverse set of subjects. Mainly delivered through our new Personal Pathway™ learning model, the ChFC ® program will deepen your knowledge and broaden your chartered financial practice. Thanks to its flexible learning experience, engaging content, and unmatched support. Join the more than 40,000 chartered financial professionals who have earned the ChFC ® designation and position yourself as a go-to advisor for anyone seeking the latest and most comprehensive financial advice. Personal Pathway™ courses open the first Thursday of every month. Enroll now for instant access to your digital textbook, syllabus and other learning resources. Experience it Now What You’ll Learn The ChFC ® designation program covers the top challenges you’ll face as a financial consultant. Through a college-level curriculum focused on practical application and case studies, you’ll gain expertise in the long-standing fundamentals of the field and in today’s most in-demand specialized financial consultant services. In the eight courses of the ChFC ® designation program, you’ll study: The financial planning process, including the role and responsibilities of a financial consultant Risk management strategies, including mitigating the risks associated with insurance, human capital, liability, property, and wealth management Income tax strategies, including planning for deductions, tax credits, capital gains and losses, taxation of life insurance, annuities, and partnerships, LLCs, corporations, and proprietorships Retirement planning strategies, including choosing between and working with SEPs, SIMPLEs, IRAs, Roth IRAs, 403(b), and nonqualified deferred compensation plans Investment strategies, including issues pertaining to return computations, diversification, securities markets, tax issues, portfolio management, and ethical practice Estate and gift-tax planning strategies Personal financial planning strategies Specialized strategies, including aiding divorcees and blended families, financial planning for families with special needs, serving non-traditional families and LGBTQ clients, addressing the unique challenges associated with modern retirement income portfolios, and applying behavioral finance strategies as a chartered financial consultant Who Should Take the C h FC ® Early-career financial professionals seeking a foundational education and a designation that can boost their career. Field leaders are 59% more likely to hold a ChFC ® designation Financial consultants seeking to earn the ChFC ® and sit for the CFP ® exam. The first seven ChFC ® designation courses fulfill CFP ® Certification Education requirements Financial consultants seeking to earn the ChFC ® designation and prepare for future designations. ChFC ® graduates need to take only three more courses to earn the CLU ® Mid-career professionals who want to augment their CFP ® certification with the advanced knowledge of the ChFC ® designation program course “Contemporary Applications in Financial Planning” (HS 347). Upon completion of HS 347, CFP ® professionals will earn the ChFC ® designation, allowing them to elevate their credentials with a single course. CFP ® professionals who are seeking CE credit. The ChFC ® course “Contemporary Applications in Financial Planning” (HS 347) provides CE credit and earns CFP ® professionals the ChFC ® designation Insurance professionals, brokers, retirement experts, financial consultants, and both home office and client-facing practitioners who desire a strong, foundational financial education and want to take financial classes online Program Delivery Personal Pathway™ puts you in control Personal Pathway™ combines best-in-practice concepts and rich multimedia in a program that meets your professional needs. It puts you on a flexible, yet structured learning path with the tools you need to succeed. Personal Pathway™ courses in the ChFC education program include: Learning options that allow you to follow a structured 14-week path or work at your own pace and finish sooner Digital textbooks equipped with online note-taking and flashcard creation capabilities Rich interactive case studies and lesson reviews that incorporate text, graphics, and video elements Weekly webinars available live or on-demand Discussion forums that encourage social learning and facilitate networking opportunities Preparatory quizzes that improve retrieval practices and support better learning outcomes Expanded instructor support All built on a platform that incorporates student-first technology! Read more about Personal Pathway™ and our...